Avoiding Renter's Regret: Understanding Renter's Insurance Coverage

About Me
Avoiding Renter's Regret: Understanding Renter's Insurance Coverage

Moving into my first apartment brought along a whole series of new experiences. I didn't realize that the property insurance my landlord carried wouldn't cover my belongings. I was lucky to find out before anything happened, and I spent a lot of time researching the difference between renter's insurance and the property coverage for landlords. I built this site to share all of the information that I learned, including the insurance coverage best practices I picked up along the way. If you're new to renting and don't have any renter's insurance, I hope the information here helps you to see how it could benefit you and what you need to do to get it.


Lower Your Auto Insurance Without Losing Important Coverage

24 November 2015
 Categories: Insurance, Blog

If you are shopping for new car insurance because your current plan is too expensive, then you may want to consider contacting your agent to see if there are saving opportunities that you are missing out on. Chances are, there are ways that you can reduce the cost of your policy, without having to lose your coverage. Here's how: Update Your Driving Needs: Chances are, you haven't informed your provider with updates on your driving needs since purchasing your policy. Read More …

What Should Oregon Residents Know About Medicare Benefits?

5 November 2015
 Categories: Insurance, Blog

If you're a resident of Oregon who is over age 65 and depends on Medicare as your primary health insurance coverage, you're likely continuing to scour the news for information on rising prices or Medigap eligibility. For those who are approaching their 65th birthday, the world of Medicare can seem overwhelming, and the risk of making a mistake in your insurance selection could potentially cost you thousands of dollars in non-covered expenses, a crippling blow to a limited or fixed income. Read More …

4 Tips for Buying Renter’s Insurance

21 October 2015
 Categories: Insurance, Blog

As a renter, replacing your personal belongings after a theft or fire will be much cheaper and less stressful if you have a renter's insurance policy in place to cover your losses. Since your landlord's insurance policy on the property does not cover your losses under any circumstance, you should always carry an adequate renter's insurance policy on your possessions. Here are some tips to ensure that you purchase the best renter's insurance policy to meet you unique situation: Read More …

5 Factors That Can Increase Your Homeowner’s Insurance Rates

7 October 2015
 Categories: Insurance, Blog

Homeowner's insurance protects one of your biggest investments, but it does not always come cheap. Opening up your home insurance bill and seeing a rate increase can definitely make you panic a little. However, if you know what things affect your home insurance rates, you can keep the costs down. Here are five factors that can increase your homeowner's insurance rates: Trampolines A trampoline in the backyard can certainly keep your kids and their friends entertained for a while, but it can negatively affect your home insurance rates as well. Read More …

5 Surprising Things Covered By Homeowners Insurance

23 September 2015
 Categories: Insurance, Blog

Every home owner knows they have to have homeowners insurance, but most people don't know exactly what their policy covers. Some common sense things like water damage or items stolen during a burglary are of course covered by most homeowners insurance policies, but other items are much more surprising. Here are five surprising things covered by homeowners insurance: Dog Bites Hopefully your dog will never bite anyone, but should Fido do the unthinkable, any resulting medical bills and legal fees are probably covered. Read More …