Three Tips To Help You Save Money On Automobile Insurance

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Avoiding Renter's Regret: Understanding Renter's Insurance Coverage

Moving into my first apartment brought along a whole series of new experiences. I didn't realize that the property insurance my landlord carried wouldn't cover my belongings. I was lucky to find out before anything happened, and I spent a lot of time researching the difference between renter's insurance and the property coverage for landlords. I built this site to share all of the information that I learned, including the insurance coverage best practices I picked up along the way. If you're new to renting and don't have any renter's insurance, I hope the information here helps you to see how it could benefit you and what you need to do to get it.


Three Tips To Help You Save Money On Automobile Insurance

10 November 2014
 Categories: Insurance, Blog

Automobile insurance is one of the most important aspects of owning a car.  Unfortunately, it can often be one of the more expensive components of vehicle ownership.  Although car insurance certainly serves a very critical role in preserving financial solvency when an accident occurs, some people struggle to make their monthly premium payments.  Rather than risk receiving a violation because you've allowed your insurance to lapse, use these tips to learn more about how you can reduce your car insurance costs.

Consider Moving To A New Zip Code

It may surprise you that the residents of a town just a few minutes away from your neighborhood are paying much less for car insurance than you are.  Zip codes play a major role in determining the rate that you are charged for insurance protection.  Insurance adjusters use complex equations to calculate how incidents such as local car accidents and vehicle break-ins increase the chance that one of these instances will happen to you.  They then set your insurance rate based upon the level of risk for your area.

Moving to a new zip code could be the key that helps you save big on your car insurance.  Doing a little research before you move can help ensure that you are making the right decision.  Use a tool such as the one found here to research the average amount of car insurance by zip code so that your move will be a profitable one.

Hold The Bells And Whistles

When you are in the market for a new car, it's vital that you keep an eye out for vehicle extras that could result in an increased insurance premium.  While the performance enhancing fixtures on a new vehicle may be very appealing to you, they could signal to an insurance company that you plan on becoming a part of the racing scene.  This will increase the risk of an accident and result in a higher insurance rate.

Take A Defensive Driver Course

Defensive driving techniques are designed to decrease the chance that you will be involved in a collision.  When you take a defensive driving course, you'll learn about proper following distances, as well as correct passing procedures. 

Many insurance companies offer discounts to policyholders who are willing to take defensive driving courses.  Once you take and pass the course, simply fax or email your certificate to your insurance company so that you can start realizing the savings.

Having car insurance doesn't have to break the bank if you know what to do.  Use these tips immediately so that you can enjoy insurance protection while still keeping more of your hard earned cash.

For more information, contact Wyatt Insurance Agency or a similar company.